One request. Firm quotes from across Africa.
Send one request and get firm quotes from partners across the network, or quote on theirs. Trade directly with the one you pick. We never add a spread.
10+ partners live. 30+ corridors. Stablecoins and fiat.
THE PROBLEM
FX in Africa still runs on who you know.
Mornings in WhatsApp groups, three or four replies, and the rate has moved before it lands.
Rates are gatekept
The best price for your trade usually exists, but you can’t see it. Rates sit with partners you have never met, and nobody has the full picture of the market at once.
Sourcing is slow and manual
Treasury posts in WhatsApp groups every morning and waits on three or four replies. By the time a rate lands, it has moved.
Treasury gets stuck
When the counterpart you know can’t take your side, money sits idle in the wrong currency. A day of waiting is a day of risk on your book.
NO SPREAD, EVER
The price you see is the price they quoted.
We never add a spread and we never touch the funds. Paygrid is not a party to any transaction.
PARTNER QUOTE CARD
Their quote
1,452.60
USDT → NGN
+0.00 added
YOUR RFQ SCREEN
What you see
1,452.60
USDT → NGN
Same number, unchanged. Illustrative.
HOW IT WORKS
One request. The whole network quotes. You choose.
01
Send a request
Say what you need: the pair, the side, the size and your target rate. On the web or on WhatsApp.
02
Get firm quotes
Partners across the network quote your request, ranked best first.
03
Pick one, deal directly
You pick the quote and the counterpart, and you can talk to them directly. You agree, onboard each other and settle directly. Paygrid steps out of the way.
Paygrid is not a party to any transaction. We never hold funds.
YOU CHOOSE
You choose who you trade with.
See who is on the network. Choose who sees your request.
See who is on the network
Every live partner gets the list of who is on the network, and we make the intros you ask for.
Choose who sees your request
Pick which partners can quote before your request goes out.
Not a fit? Never again.
Mark any firm as not a fit, so you never send or receive requests with them.
WORKS WHERE YOU WORK
WhatsApp, web or API.
Same request, same quotes, wherever you work. The web app and WhatsApp stay in sync.
TWO WAYS TO USE PAYGRID
Need FX, or quote it? Usually both.
Most partners do both. Requester one day, quoter the next.
THE NETWORK TODAY
Live across Africa, growing every week.
Stablecoins and fiat, into African currencies.
10+
partners live
30+
corridors
5+
stablecoins and fiat currencies: USDT, USDC, USD, EUR, GBP
USDT, USDC, USD, EUR and GBP into NGN, KES, GHS, XOF, XAF, ZAR, TZS, MWK, MZN and more every week.
FROM REQUEST TO LIVE
How joining works.
01
Join network
Tell us what you trade.
02
A short call with us
We check the fit on your currencies and side.
03
Review and sign
Review and sign the Partner Agreement. While that happens, you get sandbox access to look around.
04
Go live
Use the partner directory, send requests, quote and receive quotes.
FAQ
Questions, answered.
What is Paygrid?
Do you hold funds?
Is there a spread?
Do I need to switch providers?
Who sees my rates and requests?
Can I talk to my counterpart directly?
Who can join?
Which currencies?
How do checks work?
Your next quote is one request away.
Join the payment firms and partners already on the Paygrid network.