LIVE IN AFRICA
The mid-market for stablecoin FX.
Paygrid matches payment companies and FX desks on opposite sides of a corridor and crosses them at the mid of their rates, so both keep the spread instead of paying it away. Live in Africa.
THE PROBLEM
You pay the spread on every corridor.
Sourcing liquidity for a corridor costs you the spread — every time — to an LP, a broker, a provider. Emerging-market FX has no neutral mid-rate, so every desk and PSP pays that spread on both sides. Across daily flow, it’s real money leaking out.
HOW IT WORKS
Two sides, crossed at the mid.
We match real counterparties with opposite flow on the same corridor, then cross them at the midpoint. Non-custodial — you keep control of the funds.
Buy USDT with NGN
Your LP rate
1,395
MATCHED MID · 1,390
Sell USDT for NGN
Their LP rate
1,385
The spread you’d each pay an LP, kept and split at the mid. You pay ₦5 less per dollar, they get ₦5 more.
01
Share your rate
Tell us your corridor, your side, and the rate your LP would give you.
02
We find the other side
A real counterparty with the opposite flow on the same corridor.
03
Cross at the mid
You both settle directly at the midpoint, each beating your own LP.
Net against the corridor — your flow offsets opposing flows on the same corridor, one counterparty or several. The rest can route to your LP as usual.
WHY PAYGRID
Neutral by design.
Neutral, not a dealer
We don’t take the other side or run a book. There’s no dealer spread — just a match.
You keep your pricing
We only come in at the liquidity-sourcing leg. Your rates and relationships stay yours.
Aligned fee
A small share of the savings we create. We only earn when you beat your LP.
Built for trust
Non-custodial today, with a payment-vs-payment settlement layer on the roadmap.
WHERE WE ARE
Live and matching across African corridors
~25 bps
typically saved per side vs LP rates
VISION
A reference rate for a market that has never had one.
01
A neutral mid-rate for emerging-market FX.
02
Payment-vs-Payment settlement that removes counterparty risk.
03
A reference rate the whole market can price against.
FAQ
Questions, answered.
What does Paygrid do?
Do you hold our funds?
Which corridors are live?
GET STARTED
Run a corridor with us.
Tell us your corridor and your side. We’ll look for the other half and cross you at the mid.